In US “Short-Term Health Insurance” (STHI) refers to the health insurance plans with limited time durations. Typically the coverage is spans from several months up to a year. People who benefit from these STHI are the people who are looking for temporary health insurance to bridge the gap between longer term plans. 

Situations where these are application may be (and not limited to):

1. People switching employers
2. People starting graduate school 
3. People waiting for the new healthcare plan to begin or come into effect
4. Young adults who have become ineligible for coverage under their parents plans and are looking for their own short term plans while looking for a longer term solution
5. People who are without health insurance at the moment
6. People who missed the marketplace enrollment deadlines